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Too many people find the door shut at checkout on foreign sites, because their card isn’t accepted there. We built Arz Bank to open it for you.
Arz Bank at a glance

Subscriptions, courses, flights and work tools shouldn’t depend on where your card was issued. So we built one wallet to pay for all of them.

200+

Countries and territories where our cards work

7,000+ gift cards

Apple, PlayStation, Steam and many more, each priced for its own country.

5 virtual cards, each named after a star

12 languages

From Persian and English to Arabic, Chinese and Thai, on the site, in the app and in the panel.

The Milky Way over a mountain lake, with faint constellation lines
The five stars behind the Arz Bank cards
Popular merchants

The sites you already use

Netflix, ChatGPT, Steam, Airbnb and many more sites that take Visa or Mastercard online.

  • Netflix
  • Spotify
  • ChatGPT
  • Steam
  • YouTube
  • Apple
  • Airbnb
  • PlayStation
  • Claude
  • Google Play
  • Booking.com

We want paying abroad to feel as easy as paying at home, with every cost shown before you pay.

A global cardfor anyone who needs one

One wallet and five virtual cards, for everything from subscriptions and shopping to travel and games.

Trust that growswith every payment

Clear fees, 3D Secure on every card, and support that actually answers.

Each name comes from Latin and suits the card’s job. Pick the star that matches how you spend.

These aren’t just slogans. We check every new feature against these six before it reaches the panel.

  • Card costsStella
    Issue fee
    $9
    Monthly fee
    $0.99
    Top-up fee
    3%

    You see the final amount in the panel before you pay

    Fees in plain sight

    Issue, top-up and monthly fees are listed up front. No hidden costs.

    1. Sign up
    2. Top up
    3. Card ready

    Minutes, not days

    Sign up, top up your wallet and get your card, all in one panel.

  • Only in your panel

    Your data stays yours

    We only ask for what we need, and only you see your card details in your panel.

  • Hi, my card top-up hasn’t gone through yet.

    Hi! Let me check that for you.

    Support is typing

    Real people reply

    No bots behind tickets and emails. Our team follows up in Persian or English.

  • 3D SecureVerified
    Freeze card

    Security by default

    Every card uses 3D Secure, and you can freeze it any time in one tap.

  • ENفاع
    Top-up fee3%

    Plain words, in your language

    Fees, limits and rules, written the way we talk, in 12 languages across the site, app and panel.

Read the FAQ
Ready when you are

Sign up, top up your wallet and order the card that fits. All online, no in-person visits.

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