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arzbank.com/privacy

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Privacy policy

Arz Bank team3 min read8 sections

The short version

What we know about you, why we need it and how we protect it. The short answer: only what the service needs, and we never sell it.

  • We collect only what the service actually needs.
  • We don't sell your data. Not now, not later.
  • Non-essential cookies only with your consent.
  • You can ask to see, correct or delete your data.

01What we collect

Most of it you give us; the rest is created as you use the service:

  • Account details: your email and what you enter when signing up and completing your account.
  • Money movements: wallet top-ups, transaction IDs and deposit addresses, card loads, purchases and gift card orders.
  • Card details: the cards you've issued, their status and their transactions.
  • Technical details: device and browser type, IP address, chosen language and cookies.
  • Support conversations: the tickets and emails you send us.

02Why we need it

  • To create and run your account, and to issue and manage your cards
  • To process top-ups and payments and to deliver gift cards
  • To protect you and the service from fraud and abuse
  • To answer your tickets and questions
  • To improve the site and app with overall statistics, using analytics cookies only with your consent
  • To meet obligations the law places on us

03Cookies

Cookies are small files your browser keeps. We use three kinds:

  • Essential: security, sign-in and remembering your language. The site can't work without them, so they're always on.
  • Analytics: anonymous numbers about which pages help. Only with your consent.
  • Marketing: measuring campaigns so you don't see irrelevant ads. Only with your consent.

Change your choice whenever you like, right here.

04How we protect your data

  • Your connection to the site, panel and app is encrypted (HTTPS).
  • Only team members who need the data for their work can access it.
  • Full card details are only shown inside your own account.
  • Online purchases are confirmed with 3D Secure, and phone payments use a separate token instead of your card number.

No system is completely risk-free. If something ever happens that affects your data, we'll tell you quickly and clearly.

05Who we share it with

We don't sell your data or hand it to anyone for advertising. We share only what's needed to run the service, with:

  • The Visa and Mastercard networks, and the payment partners that process card transactions
  • Apple and Google, when you add a card to Apple Pay or Google Pay yourself
  • Gift card suppliers, to deliver your orders
  • Infrastructure services, such as hosting and email, that the site and app run on
  • Authorities, only when the law genuinely requires it

06Your choices

  • Ask to see or correct the data we hold about you.
  • Ask us to close your account and delete your data, except what the law requires us to keep.
  • Change your cookie settings whenever you like.
  • Unsubscribe from marketing emails using the link at the bottom of each one.

For any of these, open a ticket in the panel or email [email protected].

07How long we keep it

We keep your data while your account is open. After it's closed, we keep financial and transaction records only as long as the law or fraud prevention requires. After that, the data is deleted or anonymized so it can no longer be linked to you.

08Contact

Questions about privacy, or a request to make? Reach us through any of these.

If we change this page, we'll update the date at the top and tell you about important changes in advance.

Ready when you are

Sign up, top up your wallet and order the card that fits. All online, no in-person visits.