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The cards

Each card has its own specs, fees and features. See them all in one place and choose with confidence.

Flagship

Regulus

Our flagship card, with the highest limits.

Card specs

  • Visa Platinum Business · Prepaid
  • US dollar balance · issued in United States
  • Worldwide — 200+ countries and territories

Fees

Issue
$29
Monthly
$2.99
Top-up
2.5%

Security and wallets

  • 3DSSupported
  • PaySupported
  • PaySupported

Polaris

The travel companion that keeps its course.

Card specs

  • Mastercard World · Prepaid
  • US dollar balance · issued in Hong Kong
  • Global, with strong acceptance across Europe, Asia and the Gulf

Fees

Issue
$19
Monthly
$1.99
Top-up
2%

Security and wallets

  • 3DSSupported
  • PaySupported
  • PaySupported

Astra

Every subscription, one calm card.

Card specs

  • Visa Classic · Prepaid
  • Euro balance · issued in European Union
  • Europe first, accepted by global online merchants

Fees

Issue
€14
Monthly
€1.49
Top-up
2%

Security and wallets

  • 3DSSupported
  • PaySupported
  • PaySupported

Stella

Your first international card. Simple and light.

Card specs

  • Mastercard Standard · Prepaid
  • US dollar balance · issued in United Kingdom
  • Global online merchants

Fees

Issue
$9
Monthly
$0.99
Top-up
3%

Security and wallets

  • 3DSSupported
  • PayNot available
  • PaySupported

Capella

Made for players and everything digital.

Card specs

  • Visa Signature · Prepaid
  • US dollar balance · issued in Singapore
  • Worldwide digital stores, strongest in Asia-Pacific

Fees

Issue
$12
Monthly
$1.49
Top-up
2.5%

Security and wallets

  • 3DSSupported
  • PaySupported
  • PaySupported
Side by side

Fees, limits and features for all five cards in one table. Just follow your card’s column.

Show every row or only the differences

Swipe the table to see every card

Comparison of Arz Bank virtual cards
Feature
Regulus
Polaris
Astra
Stella
Capella
The card
NetworkVisaMastercardVisaMastercardVisa
BIN typeVisa Platinum BusinessPrepaidMastercard WorldPrepaidVisa ClassicPrepaidMastercard StandardPrepaidVisa SignaturePrepaid
Card typePrepaidVirtualPrepaidVirtualPrepaidVirtualPrepaidVirtualPrepaidVirtual
Issuing countryUnited StatesHong KongEuropean UnionUnited KingdomSingapore
CurrencyUSDUSDEURUSDUSD
Security & wallets
3D SecureYesYesYesYesYes
Apple PayYesYesYesNoYes
Google PayYesYesYesYesYes
Fees
Issue fee$29$19€14$9$12
Monthly fee$2.99$1.99€1.49$0.99$1.49
Top-up fee2.5%2%2%3%2.5%
Min / max top-up$50 – $10,000$30 – $5,000€20 – €3,000$10 – $1,500$15 – $2,500
Limits
Per transaction$10,000$5,000€2,500$1,000$2,000
Monthly limit$50,000$20,000€10,000$5,000$8,000
Max balance$25,000$10,000€5,000$2,500$4,000
Validity & reach
Validity3 years3 years3 years2 years3 years
CoverageWorldwide — 200+ countries and territoriesGlobal, with strong acceptance across Europe, Asia and the GulfEurope first, accepted by global online merchantsGlobal online merchantsWorldwide digital stores, strongest in Asia-Pacific

You see the final amount, fees included, in your panel before you pay.

Where they work

The sites you already pay every month

Each card is issued in its own country and built for one kind of spending. Here’s where, and what for.

  • Netflix
  • Spotify
  • ChatGPT
  • Google Ads
  • Airbnb
  • Steam
  • Meta
  • PlayStation
  • YouTube
  • Discord
  • Booking.com
Good to know

Each card’s BIN type

The first digits tell a store the card’s country and type. Every card’s BIN is in the table above.

Visa and Mastercard

3D Secure checks

When a store asks for it, you get a one-time code. Nothing is charged until you confirm.

5 of 5 cards

Apple Pay and Google Pay

Pay with your phone and the store sees only a stand-in token, never your real card number.

Apple Pay: 4 · Google Pay: 5

Where each card works

Each card is accepted best in certain regions. If you mostly shop in one region, pick the card made for it.

8 regions covered

No hidden fees

Issue fee, monthly fee and top-up rate for every card are right here, before you order.

Issue fee from $9

Top up with USDT

Top up your wallet with USDT, then load any card from that balance whenever you need.

Tether · USDT

Ready when you are

Open an account, top up your wallet with USDT and issue the card from your panel. The rest is a few clicks.